If you've ever asked anyone what they thought their IQ was, did you ever get an answer below 100? By definition, the average is 100, therefore, half the people you ask should be at or below that number. So where are these people? My guess is they are at the following places:
-- In front of you in the checkout line at the grocery store
-- On the road next to you or in front of you
-- At the Customer Service desk
-- Everywhere when you're in a hurry